Save on new vehicle purchases! Calculate the exact on-road price in your state, including road tax concessions and the luxury 1% TCS threshold.
Select your vehicle parameters and slide to your Ex-Showroom cost to see a complete on-road cost breakdown.
Buying a vehicle is a major financial decision. RTO and tax rates vary substantially. Review the core variables calculated inside the invoice:
Every state transport department levies a lifetime road tax to maintain local expressways. This varies from 8% to 14% depending on vehicle weight and fuel. Electric vehicles (EVs) are 100% road tax waived in Delhi, UP, Maharashtra, and Karnataka to incentivize green energy.
Under the Motor Vehicles Act, at least 3-years third-party insurance is legally mandatory. A comprehensive policy ( / ) costs about 3% to 4% of the ex-showroom value. You are not obliged to buy insurance from the dealer; you can verify third-party insurance validity and purchase online to save margins.
A federal withholding tax under Section 206C of the Income Tax Act. It applies to . The dealer collects this 1% and deposits it with the tax department under your PAN card.
- (Insurance) - Save margins by cross-checking dynamic tax rates!
The Ex-Showroom Price is the base price of the vehicle set by the manufacturer without any RTO charges, insurance, or road taxes. The On-Road Price is the actual final price you pay to drive the vehicle out of the dealership. It includes Ex-Showroom + State RTO Road Tax + Comprehensive Insurance + Fastag + Logistics charges + TCS.
Under Section 206C of the Income Tax Act, a mandatory 1% TCS (Tax Collected at Source) applies to all motor vehicles whose Ex-Showroom price exceeds ₹10 Lakhs. You can claim this 1% TCS as a tax credit when filing your annual Income Tax Returns (ITR).
Most states in India (like Delhi, Uttar Pradesh, Maharashtra, Karnataka) provide a 100% waiver on RTO road tax and registration fees for fully electric vehicles (EVs). In these states, the road tax in the on-road price is ₹0 (with only a nominal registration card fee of ₹100-₹300).
No. The Supreme Court of India and state transport departments have declared handling, logistics, or dealer-delivery charges to be illegal. Dealers cannot force you to pay these charges. You can choose to purchase your own vehicle insurance online to save substantial margins.
Yes, you can register your vehicle directly at the local RTO by paying the taxes via the official Vahan portal and performing self-fitment of number plates, though most buyers delegate this to dealers for convenience.